[vc_row full_width="stretch_row_content_no_spaces" leaf_row_scheme="0" ia_row_style="1" ia_row_paralax="0" ia_row_scheme="0" css=".vc_custom_1520914470442{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 100px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}"][vc_column css=".vc_custom_1520910899067{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}"][vc_gallery interval="5" images="4299" img_size="full" onclick="custom_link" custom_links_target="_blank" custom_links="#E-8_aHR0cHMlM0ElMkYlMkZtb3J0Z2FnZXByZXF1YWxpZmljYXRpb24uY2ElMkZlbiUyRlRNQUMlMkZGb3JtJTNGYnJva2VyY29kZSUzRDQ4MTk0Mg==" css=".vc_custom_1524752915090{margin-bottom: 0px !important;padding-bottom: 0px !important;}"][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1520852759756{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column css=".vc_custom_1477993586826{padding-top: 0px !important;}"][vc_column_text]
<p style="text-align: center;">[sc_button id="button_71" size="big" style="1" link="https://mortgageprequalification.ca/en/TMAC/Form?brokercode=481942" icon="fa-check" color="#" css_animation="" animation_delay=""]Get Started Now[/sc_button]</p>
[/vc_column_text][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1520853655243{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 40px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column width="1/4"][sc_iconbox icon="fa-chart-line" heading="FREE CREDIT SCORE" layout="center"]Won’t affect your score[/sc_iconbox][/vc_column][vc_column width="1/4"][sc_iconbox icon="fa-clock" heading="INSTANT AFFORDABILITY" layout="center"]Know in 5 minutes what you can afford[/sc_iconbox][/vc_column][vc_column width="1/4"][sc_iconbox icon="fa-mobile-alt" heading="MOBILE FRIENDLY" layout="center"]Securely apply now with your phone[/sc_iconbox][/vc_column][vc_column width="1/4"][sc_iconbox icon="fa-list-ol" heading="NO SURPRISES" layout="center"]Filtered through lender requirements[/sc_iconbox][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1520911411953{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #f2f2f2 !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column width="1/2"][sc_heading css_animation="bounceInRight"]What's a <span class="main-color-1">Pre-Qualification?</span>[/sc_heading][vc_column_text]
<p style="text-align: justify;">Our pre-qualification tool is <strong>your mortgage broker in your pocket</strong>. It's cutting-edge technology that allows you to know in about 5 minutes how much you qualify for and can offer on a home purchase.</p>
<p style="text-align: justify;">Using your smartphone or desktop you can securely enter information on the type of house you're looking to buy, your income, your down payment and debts. The system will <strong>instantly compare your information to the requirements of several banks and mortgage lenders</strong> to give you an accurate amount you can afford. On top of that you're provided your free up-to-the minute credit score and a pre-qualification certificate you can provide your Realtor, demonstrating to sellers that you are a serious buyer.</p>
You can shop for your future home with peace-of-mind and even <strong>know what you can afford before leaving the open house</strong>!
<p style="text-align: center;">[sc_button id="button_71" size="big" style="1" link="https://mortgageprequalification.ca/en/TMAC/Form?brokercode=481942" icon="fa-check" color="#" css_animation="" animation_delay=""]Get Started Now[/sc_button]</p>
[/vc_column_text][/vc_column][vc_column width="1/2"][vc_single_image image="4249" img_size="full" alignment="center"][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1524676837374{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column width="1/2"][sc_heading size="0" css_animation="bounceInRight"]Free <span class="main-color-1">Credit Score</span>[/sc_heading][vc_column_text]
<h3>Your credit score will not be affected.</h3>
We will look at your credit report to confirm your loans, credit cards and debts along with the monthly payments to calculate how much you can afford. This counts as a <em>soft hit</em> to your credit and does not impact your score.

Your pre-qualification report will also include your up-to-date credit score.[/vc_column_text][vc_single_image image="4239" alignment="center"][/vc_column][vc_column width="1/2"][sc_heading size="0"]Approval <span class="main-color-1">Certificate</span>[/sc_heading][vc_row_inner][vc_column_inner width="1/2"][vc_column_text]
<p style="text-align: justify;">We provide a copy of a mortgage pre-qualification certificate that shows <strong>your accurate maximum purchase amount</strong>.</p>
You and your Realtor can use this to put in a strong offer knowing your actual income and debts have been automatically compared and matched to several bank and lender requirements.[/vc_column_text][/vc_column_inner][vc_column_inner width="1/2"][vc_single_image image="4240" img_size="full" alignment="center" el_class="certificate"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1524770915439{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #f2f2f2 !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column width="1/2"][sc_heading css_animation="bounceInLeft"]Frequently Asked <span class="main-color-1">Questions </span>[/sc_heading][vc_tta_accordion active_section="3"][vc_tta_section title="How does this work?" tab_id="1524770819969-46e15d63-6f63"][vc_column_text]The first step is to click on the Getting Started button. You'll be guided through a series of secure questions that will gather information on the type of house you want to buy, your income, your down payment and your credit history - all the questions a mortgage broker will ask you.

Once you've finished the system will compare all the data in your application to numerous bank and lender requirements and will find the one that matches you best. You'll then be provided your credit score and generate a certificate showing you how much you're able to offer on a home purchase.

A mortgage broker will follow up with you to see if you have any questions about your pre-qualification.[/vc_column_text][/vc_tta_section][vc_tta_section title="Is this a mortgage approval?" tab_id="1524675998521-a8844211-6ad3"][vc_column_text]No. This is a secure, automated process to calculate how much you can offer for a home purchase. We will still need to gather income and purchase documentation for the bank or lender before a formal approval is provided. It's important that you always include financing conditions in your purchase offer, even with this pre-qualification certificate.[/vc_column_text][/vc_tta_section][vc_tta_section title="What can I do with this?" tab_id="1524675998664-92dd311b-7b4f"][vc_column_text]This pre-qualification tool is far more accurate and faster than rough estimates from your bank or broker who haven't pulled your credit report. The qualification amount and certificate can be used by you and your Realtor to put in a strong, accurate offer on a home purchase.[/vc_column_text][/vc_tta_section][vc_tta_section title="Am I locked into working with you?" tab_id="1524675998818-c8aa037f-515a"][vc_column_text]Definitely not. Our pre-qualification tool provides you a maximum affordability amount based on several lender requirements but you're not under any obligation to have Mortgage Alliance arrange your mortgage.[/vc_column_text][/vc_tta_section][vc_tta_section title="Is this a mortgage calculator?" tab_id="1524675998973-c204023b-65f8"][vc_column_text]No, our pre-qualification tool is much more than a simple online mortgage calculator. We guide you through numerous questions and makes a 'soft inquiry' to your credit report to gather accurate information that is compared to numerous bank and lender requirements.

The affordability amount provided on your certificate is as accurate as possible.[/vc_column_text][/vc_tta_section][vc_tta_section title="What lenders do you work with?" tab_id="1524846269941-00fd5574-88ee"][vc_column_text]Mortgage Alliance regularly works with almost 70 banks, monoline lenders, credit unions and private lenders across the country.

Rest assured that as Canada's National mortgage brokerage we have access to the best lenders, rates and terms.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][vc_column width="1/2"][vc_single_image image="4237" img_size="full" alignment="center" el_class="imagefit"][/vc_column][/vc_row][vc_row full_width="stretch_row_content" full_height="yes" leaf_row_scheme="0" css=".vc_custom_1524771233684{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0" el_class="hide"][vc_column width="1/2" css=".vc_custom_1524698097885{padding-top: 20px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #f2f2f2 !important;}" el_class="imagefitsectionleft"][sc_heading css_animation="bounceInLeft"]Frequently Asked <span class="main-color-1">Questions </span>[/sc_heading][vc_tta_accordion active_section="3"][vc_tta_section title="Build your site in Seconds" tab_id="1524770826863-9ac042b4-7956"][vc_column_text]Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.[/vc_column_text][/vc_tta_section][vc_tta_section title="Creative and Responsive Design" tab_id="1524770826996-196ef2d9-6ff8"][vc_column_text]Perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.[/vc_column_text][/vc_tta_section][vc_tta_section title="Exclusive App Showcase Plugin" tab_id="1524770827153-7f9162ac-6c0b"][vc_column_text]Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.[/vc_column_text][/vc_tta_section][vc_tta_section title="The Best Event &amp; Education Theme" tab_id="1524770827337-273a497a-84af"][vc_column_text]Perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.[/vc_column_text][/vc_tta_section][vc_tta_section title="5 Stars Rating Support" tab_id="1524770827493-404ba60d-53f7"][vc_column_text]Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][vc_column width="1/2" el_class="imagefitsection"][vc_single_image image="4237" img_size="full" alignment="center" el_class="imagefit"][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1520852759756{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column css=".vc_custom_1477993586826{padding-top: 0px !important;}"][vc_column_text]
<p style="text-align: center;">[sc_button id="button_71" size="big" style="1" link="https://mortgageprequalification.ca/en/TMAC/Form?brokercode=481942" icon="fa-check" color="#" css_animation="" animation_delay=""]Get Started Now[/sc_button]</p>
[/vc_column_text][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1524698021138{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 30px !important;background-image: url(https://www.canweaffordthis.ca/wp-content/uploads/2018/04/testimonials.jpg?id=4294) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}" ia_row_style="0" ia_row_paralax="1" ia_row_scheme="0"][vc_column][sc_heading align="center"]Our <span class="main-color-1">Clients</span>[/sc_heading][sc_testimonial][sc_testimonial_item name="Diana" title="Refinance" avatar="4290"]Steve always presents himself honestly, is trustworthy and his relays the information you need in a way that is understandable and confidence boosting. I have already referred several people to Steve because of his client-driven outlook.[/sc_testimonial_item][sc_testimonial_item name="Zoltan" title="Investment Purchase" avatar="4291"]I met Steve years ago through networking and soon learned to admire his ambition and enthusiasm toward mortgages and mortgage investments. His creative ways of investing into real estate opened our eyes and now we are looking at ways for our daughter to work with Steve on getting her first home.[/sc_testimonial_item][sc_testimonial_item name="Danielle" title="Refinance" avatar="4292"]Steve was very knowledgeable and had really great advice. As it was our first mortgage renewal he held our hand every step of the way. He went above and beyond the call of duty and was very patient with us and for that we are grateful! [/sc_testimonial_item][/sc_testimonial][/vc_column][/vc_row][vc_row full_width="stretch_row" leaf_row_scheme="0" css=".vc_custom_1524676837374{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}" ia_row_style="0" ia_row_paralax="0" ia_row_scheme="0"][vc_column width="1/3"][sc_heading size="0"]Contact <strong>Us</strong>[/sc_heading][vc_single_image image="4238" img_size="full"][sc_iconbox icon="lnr lnr-map-marker" heading="Address"]200-2005 Sheppard Avenue East
Toronto, ON, M2J 5B4[/sc_iconbox][sc_iconbox icon="lnr lnr-phone-handset" heading="Phone"]905.903.4799[/sc_iconbox][sc_iconbox icon="lnr lnr-envelope" heading="Email"]Help@CanWeAffordThis.ca[/sc_iconbox][/vc_column][vc_column width="2/3"][sc_heading size="0"] [/sc_heading][contact-form-7 id="4"][/vc_column][/vc_row]